Builder, banker, founder.
25+ years at the intersection of banking, technology, and venture building. Founding executive behind two digital banks — TRUST Bank Singapore and Mox Bank Hong Kong. Now building AI-powered regulatory intelligence at Yirifi.ai, and author of Blueprint for an AI-First Company.
Founder & CEO
A 20-person AI-powered regulatory intelligence startup enabling financial institutions to safely launch and scale blockchain initiatives. Building the world's largest centralized repository of global crypto regulations, case law, and risk scenarios. Just two people built 15 backoffice microsites in three months.
Interim CEO & Chief Customer & Product Officer
Singapore's first digital bank. Laid the foundation from the ground up: securing regulatory approval, establishing the joint venture with NTUC, building the team to 100+ employees, and defining the product vision. Grown to over 1 million clients, capturing approximately 20% market share.
Founding CFO
Hong Kong's digital bank. Partnered with the CEO to secure the virtual banking license, develop the deployment strategy, and craft the joint venture structure with Standard Chartered. Most downloaded app in Hong Kong across all categories, 4.8-star rating, 750,000 clients capturing 12% market share. Recommended the early adoption of Thought Machine's blockchain-based core banking system.
Global Head of Digital Assets & Finance
Led the bank's strategy for CBDCs, tokenization, Web3, and cryptocurrency investing across Retail, Private and Wealth. Managed financial strategy, FP&A, and client analytics for a $5B retail operation spanning 9M clients in 32 countries.
Progressive Leadership Roles
Nine years of progressive leadership including Global Finance Head for Private Bank Operations & Technology and Asia Chief Operating Officer for Technology.
Founder
First venture — founded a technology company in India. Also served as a web strategist at IT&T Limited (later acquired by Capgemini).
Blueprint for an AI‑First Company
A comprehensive playbook for founders and leaders building companies with AI at the core — from strategy and architecture to team design and go-to-market.
Get in Touch
I'm always happy to connect — whether it's about digital banking, crypto regulation, AI, or building ventures from scratch.